Senior Compliance Manager

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About Apron

Apron was started by a group of professionals with a shared vision to revolutionise business payments. Our mission is to make payments seamless for small businesses, accountants, and bookkeepers, turning the time-intensive task of processing payments into something fast and intuitive. We're backed by Index Ventures and Bessemer Venture Partners and are authorised by the FCA as an EMI institution.

Who we're looking for:

We're seeking a Senior Compliance Manager to support the growth of our compliance function. You'll work closely with the Department Lead and other teams to ensure our operations are in line with FCA and other regulatory requirements. The ideal candidate will have a passion for regulatory compliance and an eye for detail, with experience in financial services or payments.

What you'll be doing:

• Compliance Monitoring & Second Line of Defense:
  • Assist in implementing and maintaining the second line of defense in compliance monitoring across Apron's operations.
  • Conduct regular monitoring reviews to assess the effectiveness of Apron's compliance controls, ensuring alignment with regulatory requirements.
  • Report on key findings from monitoring activities and provide recommendations to improve compliance processes.
  • Support in designing and maintaining a risk-based compliance monitoring plan, ensuring timely execution of reviews.
• Regulatory Support & Reporting:
  • Support the business with ongoing regulatory reporting, ensuring timely submissions across UK/EU jurisdictions.
  • Assist in regulatory horizon scanning, interpreting new regulations, and providing insights to the business.
  • Collaborate with the business to review and approve customer communications, product documentation, and policies to ensure compliance.
• Compliance Framework Development:
  • Help refine and develop compliance-related policies, procedures, and processes, ensuring they are communicated effectively across the organisation.
  • Provide input on new business initiatives, offering regulatory guidance and ensuring alignment with compliance requirements.
• Thematic Reviews:
  • Conduct thematic reviews of key business processes to ensure compliance and report on the effectiveness of current practices.

What you'll need:

• Experience:
  • 5+ years of experience in a compliance role within UK-based regulated organisations.
  • Experience in the payments industry or with electronic money institutions (EMIs) is a strong plus.
• Knowledge & Skills:
  • Solid understanding of UK/EU financial regulatory regimes, including the FCA and PSD2.
  • Experience in compliance monitoring and maintaining the second line of defense.
  • Familiarity with designing and implementing compliance frameworks, monitoring, and reporting processes.
  • Strong communication skills and the ability to manage cross-functional relationships.
  • A proactive and detail-oriented mindset with strong analytical abilities.

Benefits:

• Competitive salary and stock options
• Fully expensed tech
• Health insurance via AXA
• Flexible holidays and work-from-home opportunities