Home Underwriting & Fraud Analyst
Description
Join the AXA Commercial team in Ipswich at an exciting time of growth and transformation. We're seeking a talented Mid-Market P&C Underwriter to strengthen our team and contribute to the success and development of our branch portfolio, focusing not only on growth and profitability but also on delivering exceptional service to our customers. Our collaborative environment encourages close teamwork and strong relationships with brokers and business developers, ensuring everyone is set up for success.
As a Mid-Market P&C Underwriter, you'll play a key role in shaping how we partner with our broker portfolios through responsive, flexible, and collaborative relationships. Combining technical expertise with trading skills, you'll be empowered to make informed decisions supported by data, insights, and mobile technology. Your focus will be on driving profitable growth across new business within key markets, contributing to our overall success.
What you'll be doing:
• Accurately underwrite business risks that will compliment AXA's aims and ambitions for long term sustainability.
• Build and maintain a sustainable panel of prospects.
• Liaise with brokers to identify all opportunities and market developments.
• Issue the correct and accurate documentation in line with current processes and procedures.
At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team, and our customers. You'll work at least 60% of your week away from home, either at our office location in Ipswich, visiting clients or attending industry events.
We know that some candidates may be discouraged from applying if they don't meet every requirement. If you're excited by this job and the prospect of working at AXA but you're not sure you tick every box, we'd still encourage you to apply.
What's in it for you:
• We'll equip you with the technical skills for tomorrow: It's our job to support you in becoming an expert who has ownership over their work. We want you to be confident that you can make an impact by helping our customers. We ask ourselves what we can do today that will help us in the future. That's why we offer continuous development to help our colleagues become experts in tomorrow.
• Build a career that's as dynamic as the market you work in: We're on a journey of transformation, so we're investing in new technology that enables us to help our people and businesses thrive.
• Shape your career one decision at a time: We'll support you to progress through the business and are committed to developing talent. We do this with training and tailored development plans.
Due to the number of applications we expect to receive for this role, we reserve the right to close this advert earlier than the listed closing date to ensure we're able to effectively manage interest. Therefore, if you're interested in joining us at AXA, please don't hesitate to apply.
What you'll bring:
• Keep an open mind: Keen to learn and challenge the status quo, able to approach tasks from different perspectives while focusing on helping colleagues and customers.
• Stay curious: You'll be perceptive of what our customers and the market want and bring that knowledge into your work, whilst making the most of AXA's development opportunities.
• Be a team player: Able to use your unique skills and knowledge to collaborate with your colleagues, take accountability and discover new ways of doing things.
• Cert CII qualification is desirable.
• Exposure to the UK General Insurance market is essential, including existing trading relationships specifically across the markets.
• Strong trading capability - commercial awareness, negotiation skills, ability to build strong broker relationships.
• Pragmatic and confident decision maker with good numerical reasoning skills.
• Analytical skills with proven experience of account monitoring and action planning.
• Technical underwriting expertise.
• Sound knowledge of legislative and regulatory requirements for insurance.
As a precondition of employment for this role, you must be eligible and authorised to work in the United Kingdom.
This position has been defined as an Insurance Distribution Directive (IDD) role under the IDD regime which means that in addition to pre-employment screening checks, the successful candidate will be subject to background screening every 4 years with an annual declaration in interim years.
What we offer:
At AXA UK, we're appreciative of the people who work for us and our rewards package is reviewed regularly to reflect that. You can expect to receive:
• Competitive annual salary
• Annual company & performance-based bonus
• Contributory pension scheme (up to 12% employer contributions)
• Life Assurance (up to 10 x annual salary)
• Private medical cover
• 25 days annual leave plus Bank Holidays
• Opportunity to buy up to 5 extra days leave or sell up to 5 days leave
• Wellbeing services & resources
• AXA employee discounts
To apply, click on the 'apply for this job' button, you'll then need to log in or create a profile to submit your CV. We're proud to be an Equal Opportunities Employer and don't discriminate against employees or potential employees based on protected characteristics. If you have a long-term condition or disability and require adjustments during the application or interview process, we're proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to mel.ainscough@axa-insurance.co.uk.
Who we are:
AXA Commercial protects businesses, from multinationals to micro start-ups, giving them the confidence to thrive. We're currently making our biggest ever investment to develop the expertise and skills we need to be the best. We're a vibrant community where everyone is supported to learn, develop, and take ownership of their work.