Home Underwriting Analyst
About AXA:
AXA is a global leader in insurance and financial services, dedicated to helping customers protect what matters most to them. As the sixth-largest insurance company in the world, we provide a wide range of services, including health, car, home, and business insurance. We support millions of customers worldwide, helping them navigate life's uncertainties with confidence
AXA Retail helps people get back to the good stuff with quick, fuss-free home and car insurance and brilliant customer service.
Job overview:
It's an exciting time in our Pricing and Analytics department here at AXA UK. Our transformation programme has recently been launched, aligned to AXA Retail's new Pricing and Analytics strategy. We're investing a lot in growing our department in size and capability across our IT systems, analytical toolset and learning and development. We're looking for a Home Underwriting Analyst to support the control of the Retail Underwriting appetite, footprint, and fraud strategy, to provide more certainty and stability to our GWP and loss ratio targets for Home Insurance. Looking to build on our success in 2026, with desire to increase our market coverage in a controlled and safe way, but also to identify threats to our loss ratio and act quickly to mitigate so innovative thinking, market analysis and appetite for making a difference are key pillars for the role.
Key responsibilities:
• Provide reporting and analysis to support delivery of the Retail Underwriting Appetite & Fraud Policy for Home, highlighting areas outside of our appetite and any emerging risks to our appetite.
• Deliver reporting and analysis of the Home Insurance market on new entrants and exits and risks and opportunities to our Underwriting footprint.
• Offer insight on any current and emerging risks, trends and opportunities from fraud, climate, cyber and new technology trends for Home Insurance.
• Identify risks and opportunities on segments within our Home Underwriting & Fraud appetite, collaborating with stakeholders to ensure appropriate action is taken to protect the Retail Home targets for GWP/Volume and Loss Ratio.
Work arrangements:
At AXA we work smart, empowering our people to balance their time between home and the office in a way that works best for them, their team and our customers. You'll work at least two days a week (40%) away from home, moving to three days a week (60%) in the future. Away from home means attending the office, visiting clients or attending industry events.
We know that some candidates may be discouraged from applying if they don't meet every requirement. If you're excited by this job and the prospect of working at AXA but you're not sure you tick every box, we'd still encourage you to apply.
Your skills & experience:
• Experience in Underwriting and knowledge of market including key players and performance drivers.
• Experience of driving and delivering profitable change.
• Strong analytical approach to problem structuring.
• Strong drive to deliver and comfortable collaborating in a team.
• Self-sufficiency in working through analytical projects from idea to results phases.
• Effective communication to technical and non-technical audiences
• Experience working with PowerBI and/or Python.
• Ability to continually learn and develop.
How to apply:
To apply, click on the 'apply now' button, you'll then need to log in or create a profile to submit your CV. We're proud to be an Equal Opportunities Employer and don't discriminate against employees or potential employees based on protected characteristics. If you have a long-term condition or disability and require adjustments during the application or interview process, we're proud to offer access to the AXA Accessibility Concierge. For our support, please send an email to saraya.cussons@axa-uk.co.uk
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