Underwriter

Underwriter, you will be responsible for providing the highest standards of underwriting of commercial mortgage applications across our secured bridging, buy-to-let and term lending products. You will ensure professional service is provided and stakeholder expectations are met by assessing risk, adhering to appropriate criteria and procedures and by being flexible and efficient.

As an Underwriter, we are looking for someone to:

• Professionally assess the risk, accurately underwrite, mandate and complete secured loan applications to ensure that we minimise risk to the business and maintain strong focus on service delivery by following CSF lending criteria, policies and procedures
• Proactively manage all cases from direct customers and introducer/stakeholder cohort thereby delivering a high touch service which both enhances our reputation and increases future business flows
• Provide a rationale on each application ensuring that the loan is affordable, plausible and sustainable. Providing a mortgage offer to the applicant(s) within the agreed service level.
• Proactively manage a pipeline of cases throughout an end-to-end process for both pre and post offer, ensuring that information is proactively requested from brokers and third parties within agreed Service Level Agreements
• Liaise directly with acting solicitors, obtaining the required completion documentation before ensuring funds are drawn down in line with the agreed completion dates

Qualifications

Essential

• Previous underwriting experience within the secured lending and commercial mortgage market
• Excellent attention to detail
• Ability to make positive lending decisions
• Ability to work under pressure and to strict deadlines
• Excellent communication skills
• Experience of dealing with customers
• Experience of managing broker relationships
• Strong planning and organisational skills
• Possess strong objection handling and problem solving skills

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