Senior Portfolio Underwriter Farm & Estates

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Senior Portfolio Underwriter Farm & Estates

• Opportunity to influence the shaping of our underwriting strategy and risk appetite
• A blend of technical underwriting and strategic project involvement, providing variety and responsibility that impacts business performance
• Work from home up to 80% of your time to achieve a work-life balance which best suits you

About the role

In the role of Senior Portfolio Underwriter Farm & Estates at NFU Mutual, you'll be at the forefront of shaping our underwriting strategy and ensuring its effective execution across our farm and estates segment.

The position offers a unique opportunity to apply your expertise in underwriting to develop and refine risk appetite, determine appropriate rules and terms, and deliver profitable growth while managing insurance risk. You'll play a critical role in translating strategic objectives into practical guidelines and processes for use by our Agents and Underwriters, ensuring consistency and optimal performance.

Your responsibilities will include deep dives into data and metrics to understand performance deviations and inform strategy adjustments. You'll manage a defined segment of the farming account, taking a holistic approach to customer management that goes beyond individual insurance classes. This proactive involvement not only enhances the role's impact within the organisation but also offers you the chance to engage with key stakeholders externally and across different divisions internally.

As the technical point of referral, you'll handle complex cases and referrals, ensuring compliance with regulatory requirements and fair outcomes for our members. Additionally, your input will be crucial in helping shape the future risk mix and setting clear strategies for our front line underwriting teams.

The role will also give you the opportunity to enhance your industry knowledge by attending farm shows, trade exhibitions, and conferences, gaining valuable insights and awareness of market trends. And as the agricultural industry evolves at a rapid pace at present, you will navigate these changes as part of a mutual company, supporting our unique approach - building trust, establishing long standing relationships and putting our customers at the heart of everything we do.

Please note that this role is known internally as Class Underwriter - Segment (Farm & Estates).

About you

We're seeking an experienced underwriting professional with a strong technical background in Farm insurance. You will have demonstrable ability to effectively manage underwriting accounts and portfolios as well as input into the underwriting agenda and risk appetite. If you have prior experience or exposure to underwriting renewables risks, that would be beneficial, however it is not an essential requirement for the role.

We're looking for:
• Extensive experience: A proven track record in general insurance underwriting, particularly in managing risk selection and account performance
• Technical expertise: Strong technical skills in underwriting Farm products, with a good understanding of wider functions such as pricing
• Analytical skills: Proficient in data analysis and report writing, enabling strategic decision making and insight generation
• Presentation skills: Excellent presentation abilities, capable of communicating complex ideas clearly and persuasively to a range of audiences
• Stakeholder management and Influencing skills: Strong relationship-building and influencing skills, adept at managing diverse stakeholders and fostering collaborative environments.
• Problem solving and critical thinking: Ability to analyse complex challenges, identify key issues, and develop effective solutions. You will be expected to think strategically, evaluate multiple perspectives, and apply logical reasoning to drive informed decision-making in a fast-paced environment.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary up to £60,000 depending on skill set and experience
• Annual bonus (up to 17.5% of salary)
• Contributory pension scheme, up to 20%, including your 8% contribution
• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme
• A Family Friendly policy that helps you balance your work and family responsibilities
• Access to savings at High Street brands, travel and supermarkets
• £20 contribution to a monthly gym membership - subject to T&Cs
• Health and wellbeing plan - cashback for dentist, opticians, physio and more
• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance
• Employee Volunteering - volunteer in the community for one day each year
• Unlimited access to Refer a Friend £500 bonus scheme
• Life Assurance cover of 4 x salary
• Employee discounts of 15% on a range of NFU Mutual insurance policies.

Working at NFU Mutual

We're one of the UK's leading general insurance and financial services companies. For over 110 years we've put our customers at the heart of everything we do. Our people are just as important to us. We pride ourselves on being "a great place to work" and we're one of only 60 companies across the globe to receive a Gallup Exceptional Workplace 2024 award, and one of only two companies to receive the award for the ninth consecutive year. We were also named in the LinkedIn Top 25 Companies List 2021, the Glassdoor Best Places to Work UK List 2023 and 2024, and were recognised as a certified UK Top Employer by the Top Employers Institute in 2023, 2024 and 2025.

We offer a supportive culture where we empower and inspire our people to perform, offer them opportunities to grow, and recognise and reward their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable, so we are successful now and in the future.