Product Manager, Client Settlements

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Company Description

We're Checkout.com - you might not know our name, but we're behind many of the digital experiences people use every day.

When you book a holiday, order food, renew a subscription or check out online with brands like Spotify, Klarna, Uber Eats, TikTok, Sony, or eBay, there's a good chance our technology powers the payment behind the scenes.

At Checkout.com, we're building where the world checks out - enabling over ten billion transactions every year for more than one billion shoppers globally. Our platform helps the world's most ambitious businesses deliver seamless digital experiences at scale.

We're also building a company designed for people who want to do career-defining work. We move fast, think globally, and believe great teams are built by hiring exceptional people with conviction, curiosity, and a focus on impact.

With 20 offices across six continents and London as our HQ, we're shaping the future of fintech and we're just getting started.
Job Description

As the Product Manager for Client Settlements, you will own the end-to-end lifecycle of how our merchants get paid. This is a high-impact, mission-critical domain that sits at the heart of Checkout.com's value proposition. You will be responsible for the strategy and delivery of a seamless settlement experience, ensuring that funds move accurately, reliably, and transparently across our global network.

Key responsibilities

• Product Delivery & Roadmap: Execute the roadmap for the client settlement lifecycle, ensuring features for configuration, generation, and execution are delivered on time and to high standards
• End-to-End Execution: Own the day-to-day product logic for global money movement, ensuring reliable and accurate fund delivery to merchants
• Stakeholder Collaboration: Build strong working relationships with Engineering, Treasury, Finance, and Operations to translate complex financial requirements into technical specifications
• Process Optimisation: Identify and implement improvements to drive efficiency and reduce manual intervention across the settlement flow of configuration, generation, execution and reporting
• Requirement Scoping: Define clear user stories and functional requirements for new settlement features, ensuring they align with Compliance, Legal, and Treasury constraints
• Data & Reporting: Improve the quality of settlement data provided to clients, ensuring they have the transparency needed for easy reconciliation
• Subject Matter Expertise: Become the go-to person for how Client funds move through our systems, providing insights to internal teams to help solve complex client settlement issues
• Customer Centricity: Develop a deep understanding of merchant needs to ensure our settlement options remain competitive and flexible
• Gain a deep understanding of Checkout.com's customers, be them end-customers or developers, and businesses themselves.
• Build strong relationships across your network, particularly with engineering. You foster a team culture that upholds Checkout.com's operating principles.

Qualifications

• Product Management Experience: Proven experience in product management, specifically within fintech, payments, or financial services, with a track record of delivering complex features to market
• Treasury Flow Expertise: A strong understanding of end-to-end treasury workflows, specifically how liquidity positioning interacts with settlement obligations across different regions and currencies
• Familiarity with the payments industry is beneficial, but secondary to a deep understanding of Operations and Treasury constraints and how they enable a scalable product.
• Process Automation: Proven experience in driving the automation of core treasury functions, including the generation, approval, and execution of settlement instructions to reduce manual intervention
• Data-driven: Skilled at leveraging data and business insights to determine strategic priorities and drive the product roadmap and execution.
• Customer-first: Think from the customer's perspective and can balance future opportunities with immediate needs
• End-to-end mindset: Think in a structured and diligent manner, understanding all key components necessary to drive the ongoing success of a product.
• Stakeholder Management: You can navigate complex commercial requirements, balance customer needs with internal operational scalability, and negotiate across competing priorities with multiple teams
• Execution and ownership: You are a hands-on individual with a strong sense of ownership. You collaborate effectively across functions to ensure end-to-end process automation with other product teams

Additional Information

Bring all of you to work

We create the conditions for high performers to thrive, through real ownership, fewer blockers, and work that makes a difference from day one.

Here, you'll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It's a place where ambition gets met with opportunity, and where your growth is in your hands.

We work as one team, and we back each other to succeed. So whatever your background or identity, if you're ready to grow and make a difference, you'll be right at home here.

It's important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.

Life at Checkout.com

We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.

Curious about what it's like to be part of our team? Visit our Careers Page to learn more about our culture, open roles, and what drives us.

For a closer look at daily life at Checkout.com, follow us on LinkedIn and Instagram