Head of Corporate Portfolio

Head of Corporate Portfolio, you will lead and manage a team of Portfolio Directors & Relationship Managers, responsible for the ongoing management of key risks in the Corporate portfolio (c£2.4bn of loans across c650 customers).

You will provide credit risk focused relationship management with a commercial edge, supporting the safe growth of customers within their Aggregate Credit Limit as well as identifying when off track and providing structured support through turnaround strategies or consensual workout strategies to deliver best in class portfolio relationship management.

As a Head of Corporate Portfolio, we are looking for someone to:

• Manage the Corporate Portfolio Team to ensure the successful management of the portfolio - well managed growth whilst managing the risk profile, including early identification of customers potentially facing stressed & / or distressed situations, implementing turnaround strategies and techniques to minimize credit risk
• Challenge team members on case strategy and act as mandated authority for customer management strategy decisions
• Manage the application and performance of aggregate credit limits (ACLs) across portfolio accounts
• Introduce and manage the annual lending review of all corporate customers
• Work with the first line Credit & Portfolio Risk team, and the Second Line Credit Risk team in the management and development of credit risk policies and standards, ensuring appropriate governance of changes and evidence of key controls
• Regular reporting and analysis that informs all key stakeholders of the risks on the portfolios and performance against risk appetite
• Work with the Corporate Recovery Team to support on appropriate strategies for key exposures

Qualifications

Essential

• Lending/underwriting experience across residential and commercial assets
• Relationship management experience
• Leadership experience of managing/working as part of a high performing corporate lending team
• Strong understanding of risk management principles across the credit lifecycle, credit analytics and policies
• Experience of working with multiple stakeholders to improve the customer journey

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