Director/Senior Director - Corporate Leverage

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Company Description

Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver. We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally. We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.

The business model we have created is unique and difficult to replicate, with our 'best of both' approach combining deep human expertise with advanced digital, tech and data capabilities. This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale. We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent. If you're willing to roll up your sleeves, contribute new ideas and believe anything is possible, you're our kind of person.

Work with us because you:

• Want to be part of a bank built for the dynamics of the modern world
• Relish a challenge and enjoy a fast-paced, innovative and hardworking culture
• Enjoy finding new and better ways to solve complexity and make things happen
• Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups
• Care about society and the environment and want to be part of a business that cares too
• Want to continue to grow professionally and be the best version of yourself

Job Description

The Director/Senior Director (Corporate Leverage) will contribute to developing and building the Structured Lending business, and achieve targeted levels of profitability, return on equity and origination.

Key Responsibilities:

Origination

• Maintain an active network of relationships with SME investors, SME management teams, intermediaries and advisors (particularly those aligned to cashflow lending deals). Act as a key "go-to" point of contact for inbound enquiries and generate new opportunities through targeted outbound activity.
• Filter opportunities to determine their suitability, robustness and fit within our corporate leverage risk appetite.

Deal Execution

• Structure, negotiate and execute Corporate Leverage debt facilities to support the financing needs, acquisition and / or growth of UK SMEs owned by private shareholders or strategic investors (where not covered by the Shawbrook Financial Sponsor team). Analyse in detail the business and financial models / performance of prospective customers to build an in-depth understanding of their risk profile. Structure debt facilities to meet prospective customers' needs and also protect the Bank appropriately.
• Write or supervise the preparation of high-quality sightings and credit papers, which describe the business model, management team, financial performance, debt structure and key risks in thorough detail, and in a succinct and easily understandable manner. Ensure all material risks are identified, minimised and mitigated appropriately.
• Lead the end-to-end deal process including: advisor / management / investor engagement, due diligence scoping and review, financial modelling, credit papers, presentation to Credit, client negotiation and completion of legal documentation.

People Management

• Lead deal teams, including junior colleagues, on both their own transactions and assisting colleagues on their deals more broadly.
• Maintain senior level relationships with key stakeholders in other parts of the Shawbrook group relevant to any given transaction, e.g. Portfolio, Risk, Operations, Credit, Finance, etc.
• Serve as a role model within the team, demonstrating the highest standards of what we expect from our people and supporting the development of less experienced team members, including direct line management where appropriate.

People Engagement

• Drive deal teams for their own transactions. Relate effectively to the other parts of the Shawbrook group relevant to any given transaction, e.g. Portfolio, Risk, Operations, Credit, Finance, etc..

Regulatory and Compliance

• To report all issues of regulatory concern to the Operations Director / Bank Legal & Compliance Director. To communicate and escalate potential issues/risks in a prompt and effective manner. To provide support in managing and building out the overall compliance and risk management framework of the Bank.

Qualifications

• Experience in senior corporate leverage cashflow debt transactions.
• Able to demonstrate experience in structuring and executing transactions and risk management.
• Some prior mentoring experience would be desirable.
• Able to demonstrate an established network of relationships with SME investors and intermediaries / advisors.
• Able to demonstrate strong analytical skills, including advanced knowledge of Excel, with ability to manage and handle complex issues. Experience with financial models and sound understanding of financial statements is essential.
• Able to demonstrate an in-depth knowledge of leveraged finance structures, including negotiation of legal documentation.
• Excellent client presentation and negotiation skills.
• Thorough comprehension of credit risk management, credit administration, loan production and servicing.
• Good commercial acumen and capability in strategic thinking, executive-level reporting and effective business planning.

Additional Information

Your Wellbeing - We take your health and well-being very seriously by providing a range of benefits to give you and your family peace of mind. These include:

• Market leading family friendly policies such as access to our Maternity, Adoption and Paternity policies from Day 1 of your employment
• Free access to Headspace, a mindfulness & meditation digital health app
• Free access to Peppy digital health app that offers personalised support through fertility treatment becoming a parent or menopause
• EAP (Employee Assistance Programme) - Offering you support on a wide range of subjects including financial concerns, mental wellbeing and more general queries around family, work, housing, and health
• Cycle to work scheme
• Discounts on gym membership
• Contributory pension scheme & death in service

Your Lifestyle - It's important you strike the right balance between your work and personal life. We provide benefits to support you when at work and when you're enjoying your leisure time.

• Minimum of 27 days holiday per year
• Option to buy or sell holiday days through our flexi-holiday scheme
• Discounts on gym membership nationwide
• Access to discounts on a range of high street and online brands
• Community support and charitable giving

Your Contribution - We're focused on rewarding those that go the extra mile in helping us achieve our goals.

• Participation in our annual discretionary bonus scheme designed to reward your contribution to our success
• Proudly Shawbrook recognition scheme focused on recognising our role models and thanking our colleagues for a job well done