AML Manager

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We're thrilled to offer an exciting opportunity for an AML Manager to join our Financial Crime Operations Team at YBS.

As an AML Manager, you will be responsible for inspiring and developing a high-performing team, playing a key role in driving the delivery of our strategic objectives and overseeing the operational effectiveness of the AML function.

About this role

In this role you will play a key role in protecting both our customers and the Society by ensuring compliance with regulatory and statutory requirements related to anti-money laundering, sanctions, and counter-terrorist financing. As a control owner, you will also be responsible for driving continuous improvements in our control environment.

You will also be responsible for a team of up to 14, you will manage the team's workflow within agreed SLAs, with a real focus on quality and risk mitigation.

As the AML Manager, you will oversee the operational delivery of the Financial Crime Team, ensuring resources are strategically allocated to effectively manage AML risks while providing an outstanding experience for both customers and colleagues

In addition, you will help shape an environment where everyone is accountable for financial crime and raise the profile of the department. You will collaborate other business areas to support their understanding of financial crime in order to mitigate risk for the business.

Alongside this, you will support the high-risk customer management process and will interact regularly with key stakeholders across YBS. You will be involved in making key business decisions and hold a delegated responsibility for the nominated officer for external disclosures in association with retail mortgage and savings accounts, and commercial and entity investigations.

About you

You'll need subject matter expertise in AML and Sanctions legislation and guidance relevant to the financial services sector-particularly within retail banking or building societies. This should include a strong focus on commercial mortgages, retail mortgages, and savings products. You'll also bring proven experience in conducting investigations, managing high-risk cases, and carrying out both Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD).

In addition, you'll have prior experience leading AML teams and driving process improvements within AML operations. Holding an ICA Diploma in AML or an equivalent qualification is essential.

A continuous improvement mindset is key-you'll be someone who's always looking for ways to enhance how we work. With excellent communication and relationship-building skills, you'll collaborate effectively across all levels of the organisation. Your commercial awareness will also enable you to make informed decisions that balance business impact with effective risk management.

About us

At YBS we don't have shareholders, we have members. We care about people and that includes you. So here, you'll be respected for who you are, you'll be able to bring your whole self to work, and you'll have everything you need to build a long and rewarding career.

Flexibility. We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it's finishing early for an appointment or fitting your studies and hobbies in around your working hours, we can help make it work for you. We're happy to talk flexible working and you can reach out to us anytime to discuss this during the recruitment process.

Development. We want you to feel challenged here. Whatever your ambitions, we're committed to helping you develop your skills and move ahead in your career journey. From day one, we'll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.

Inclusivity. We're passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you'll go the extra mile to help our members, you'll fit right in and feel you belong here.

About our Benefits

We offer lots of fantastic rewards that you can make the most of in and out of work, including:

• Holiday. You'll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
• Bonus. At YBS we work collaboratively and share in our success together, so when we reach our goals were all rewarded with an on target bonus of 7% of eligible pay (with the opportunity to earn up to a maximum 15%).
• Pension. We know how important it is to save towards the future, that's why we'll contribute up 11% into your YBS pension.
• Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you'll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
• My Benefits. When you join YBS you'll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts.

Ready to apply?

If you're excited about this role and want to be part of the YBS team, click apply now to send us your application.

Want more information?

If you have any questions about this role, please contact Careers@ybs.co.uk