Head of Commercial Finance

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Let's transform banking forever

ClearBank is built on the belief that banking infrastructure shouldn't slow down progress. Quite the opposite. Speed it up and that's when you unlock potential. When you really start to innovate.

That spirit and 'can-do' attitude is why our clients - from FinTech's and crypto platforms, to banks and credit unions - choose to use our API to power their banking infrastructure.

But it's our people who are the stars here. They power that innovation, push harder to break boundaries. They make coming to work (or working from home) fun. They're the ones we trust to catapult our clients to success. Just as they trust us to build a business that's always striding forward.

What you can expect:

ClearBank is a place where you can do things differently and challenge the status quo. We will give you a high level of autonomy and transparency, and we trust you to make the right decisions for the bank.

Your Mission:

As ClearBank continues it's expansion, we are seeking a new Head of Commercial Finance for the Group.

Reporting to the Group CFO, the Head of Commercial Finance will be responsible for driving forward key commercial priorities across the Bank, building relationships and tracking process to hold key accountable executives to account for delivery

They will also act as a strategic business partner to executive team and be instrumental in helping ClearBank achieve its financial goals. Excellent commercial awareness will be very important, along with the ability to maintain excellent financial rigour.

This includes:

• Acting as a key strategic partner to Group CFO and wider executive team in delivery of commercial priorities, including improvement of business efficiency and performance, location strategy, business optimisation and scaling program, cost management and others.
• Driving performance and effectively challenge the executive team and business heads through regular engagement and ownership of quarterly business review (QBR) process.
• Being part of the Finance & Treasury leadership team, assuming a wider remit in the leadership and development of the function.
• Budgeting and Forecasting: Oversight of FP&A, helping to drive the annual budgeting and forecasting process, providing critical insights into financial planning and resource allocation
• Performance Analysis: Analyse financial performance, identify trends, and provide actionable recommendations to improve efficiency and profitability
• Finance Business Partnering: Partner with business units to evaluate and support commercial decisions, pricing strategies, prioritisation of investment and product development from a financial perspective.
• Business optimisation programme: Responsibility for business optimization, with the aim of building out a programme of automation and operating model improvements to improve the scalability of the business to meet the demands as we grow.
• Cost Management: Implement cost control measures while maintaining operational excellence
• Development of financial and non-financial reporting to track progress in achieving commercial priorities

What we're looking for:

• Qualified accountant or equivalent with experience in commercial finance roles, ideally with start-ups and / or high-growth organisations
• Previous regulated Bank/Insurance company experience
• An excellent communicator who is able to instill confidence in executives and stakeholders
• Agility, with capacity to handle change and steer a company's financial management through a fast-evolving and often disruptive business environment
• A "Can-Do" attitude, able to enthuse and build confidence about the company and its outlook among colleagues, board and external parties
• Experience of operating within a matrix reporting environment, building relationships and influence to achieve desired outcomes
• Able to challenge management and executive to deliver higher performance in both revenue as well as cost management, working collegiately with peers to deliver better results
• A curious, questioning mindset and the ability to develop strategic insights from financial data
• Excellent situation-awareness, able to read and respond to ambiguous situations
• A team player, with a passion for success who brings out the best in her/his colleagues both within the finance function and across the organisation as a whole.
• Able to blend the role of a technical expert with a financial focus and being a collaborative partner with a strategic focus
• Capable of managing and dealing with high growth markets and environments

This is an exceptional opportunity to join as we start to scale and grow considerably, the impact opportunity is immense.

What we offer in return:

• We're flexible - We support a culture of flexibility which allows our employees to achieve a strong work-life balance.
• Discretionary Bonus (performance-based)
• Holiday - 27 days of annual leave per year, plus bank holidays.

• Work abroad - You have the flexibility to work outside of the UK for up to 30 days in a rolling 12-month period.

• Wellbeing - 24/7 employee assistance programme including mental health support, life assurance and income protection.

• Bigger than ClearBank - Take a couple of days per year to do something that matters to you.

• Healthy living - Private healthcare and discounted dental cover, with employee perks and discounts.

• Family - Enhanced family-friendly leave.

• Personal development - We offer personal development budgets, opportunities to take part in role-related training and unlimited LinkedIn Learning.

And not forgetting the biggest benefit of all. The opportunity to be part of an incredible team that's building a tech-bank fit for the future

A little bit more about us!

ClearBank is Where You Can belong:

At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. Not because we think we should. But because we know we should - how else can we build a happy workforce and be successful as a business. We're committed to making sure our teams reflect society. And we put energy and effort into making this a place where everyone feels at home, where they're given the trust and encouragement to do their very best work. Here are some of the things we're most proud of:

• 42% of our senior management roles are held by women
• Our enhanced family leave policies
• Launching our partnership with Code First Girls
• Increasing awareness of neurodiversity in the workplace through our partnership with the Inclusive Group

Our hiring process and what you can expect:

Application: a member of our talent acquisition team will review your application against the key requirements for the role and let you know within two weeks whether you're moving forward to the next stage;

Screening: You'll spend 30-45 minutes speaking to one of our recruiters learning more about the role and ClearBank, and we'll get it know more about you, your experience and how your skills align with the role (this will be via phone or Teams video call). You can expect to hear back from us within seven days following this meeting (if things are taking longer than expected, we'll let you know that too);

First Interview: You'll spend one hour with a member of our hiring team focusing on your skills, competencies and your ways of working at the same time we'll give you time to ask more questions about the role, the team and learn more about the ClearBank culture. This will be via Teams.

Second Interview: This will be a competency-based interview with one or more members of our team.

Final Stage: You will have a final meeting with the Head of Department. This will be around 45-60 minutes.

Offer: Congratulations! Get ready for transform banking forever!

Our commitment to you as a candidate:

We will always try our best to get back to you within seven days of your interview whether you've been successful or not and provide you with feedback. Sometimes things take a little longer, so we may not have a decision to share but we will get it touch to let you know we need a little more time.

We're unable to provide specific individual feedback at the application or screening stage but know that your application was reviewed and considered carefully.

We wish you the best of luck with your application and maybe we'll be celebrating your new role at ClearBank soon!

Equal Opportunities

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank is also a firm believer that an inclusive culture fosters greater employee engagement and collaboration.

ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation.

As part of the Company's commitment to equal employment opportunity, we provide reasonable adjustments, to candidates during the recruitment process, including to individuals with disabilities. We want to create a safe space that welcomes everyone so please let us know how we can accommodate you. In case you have any accessibility requirements you can share that with our Talent Acquisition team prior to your interview stage, if applicable.

The legal bit

By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.